credit

How many Credit Cards is too Many Credit Cards?

Sometimes it seems you can’t open the postbox without having a slew of credit card offers and applications slide out into your hand. You are already pre-approved. Our credit card is just waiting for you! All you have to do is call to activate your new credit card.
If you’ve recently applied for a new credit [...]

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The Hidden Cost of using your Credit Card Abroad

If you thought that you were being wise and saving your hard earned cash by using credit cards for your holiday abroad, think again, warns the Saga Group. Between the merchants and the credit card companies, your overseas purchases could cost you as much as 5% more if you use the wrong credit card.
The culprit? [...]

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Will Credit Cards Replace Cash Altogether?

In 2005 for the first time ever, plastic purchases topped cash purchases. Are we heading for a cashless society where credit cards replace cash altogether?
If it’s up to the card companies, the answer is an unqualified yes. As consumers get more savvy about handling credit cards and interest, the issuing companies for credit cards are [...]

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Credit Cards and Debt

Lately it seems you can’t pick up the paper without reading another bit about how the UK is becoming a nation up to its elbows in credit card debt. The statistics as quoted do indeed look bleak: according to figures provided by the Economic and Social Research Council, UK personal debt climbed above the

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How Often Should I Check My Credit Report?

You may want to consider checking what’s on your credit report at least once a year. That’s right at least once a year get a copy of all three of your credit reports. You’ll want to know what each credit bureau (TransUnion, Experian and Equifax) have listed on your reports.
You don’t want [...]

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My Teen Wants A Credit Card, Should They Get One?

The answer to this question could be good or bad for your teen. The outcome would depend on if your teen is responsible, and would have the ability to pay a credit card bill they may receive in a timely manner. By doing that, your teen will be on a path to building [...]

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